Why you should consider Travel InsurancePosted on 03/04/2019
Do I need travel insurance? We hear that question quite often, and the answer we provide is almost always unequivocally “Yes”.
Encountering the unexpected is often a part of travel; ranging from the inconvenient, to a truly serious emergency. A good travel insurance plan offers competitive coverage, at a very reasonable rate, coupled with 24-Hour travel assistance & concierge services to meet the challenges of today's traveler. We work with a variety of providers to recommend, and get you the plan that best suits your needs.
We always advise our client’s to consider these reasons when evaluating the purchase of a plan before departure, providing a greater sense of security on your journey.
Peace of Mind - Whether you lose your job, a hurricane blows through your destination, or your travel supplier encounters a problem, there are a broad range of plan benefits to help get you back on track.
Credit Card Shortfalls - Your credit card may not protect you in all cases of travel delay, trip cancellation or emergency medical coverage overseas. Typically, these plans tend to have highly limited benefits.
Travel Investment - You work hard for your money and the time invested in planning your vacation. Unfortunately, life is full of surprises that often lead to a need that cancels or interrupts your trip due to a covered reason. A good protection plan will help make sure you don't walk away empty-handed.
Medical Expenses – Many people never foresee a reason why they would need to visit a doctor for a medical emergency while traveling. However, it happens more often than you might imagine. Your personal medical healthcare policy may offer limited coverage or more likely none at all, once you travel outside the USA. Good travel insurance plans provide first payer coverage with no deductible for easy claims handling, and reimbursement for eligible losses.
Emergency Transport - Emergency medical evacuations do happen. Transportation to a suitable hospital to receive treatment can be necessary. Additional benefits can include transportation of a visitor to stay with you, or transport of any traveling family members back home, should you become hospitalized.
Personal Belongings - A trip to the beach isn't much fun without a bathing suit. If your luggage is delayed or lost, there are available plans that go above and beyond. Refunds for items lost, stolen or damaged, and reimbursement for necessary items you need to buy to continue having fun on your trip can be covered.
Travel Assistance – A comprehensive policy provides concierge services available 24/7, in advance of, and during your trip. Assistance or advice on planning your trip on such things like booking concert tickets, to making dinner reservations, or arranging a tee time is included. While traveling, one toll-free call gives you access to a variety of travel services such as medical emergency assistance and lost baggage retrieval.
Protect yourself, your family, and your investment. The costs are often more reasonable than people first expect, so don’t be afraid to ask your travel professional for a quotation.
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